Banking Assignment Example | Topics and Well Written Essays - 1000 words

Banking - Assignment ExampleThe mortgages atomic number 18 secured by claims against the various estates the mortgagors purchase. Afterwards, the individual mortgages are clump together as a mortgage pool. The pool is held as the collateral for an MBS. The MBS can also be issued by a third-party financial institution for instance a large investment banking company or similar bank where the mortgages originated from. Aggregators can also issue mortgage backed securities. There are MBS whose briny purpose and interests are guaranteed by a United States government entity or sponsored enterprise. The securities are cognise as agency MBS which do not expose an investor to consultation insecurity. For a non-agency MBS, issuers usually employ various vehicles to elevate the credit of the security in order to obtain a targeted investment-grade rating. Investors within MBS are exposed to uncertainties approximately the future cash flow since the borrower has every right to repay the l oan wholly or partial as long as it is before the maturity date. This is called prepayment risk which is a major factor in understanding MBS. When the MBS is being created, an issuer would choose to break the mortgage pool severally to different parts known as tranches. These tranches are structured in various forms depending on the choice of issuer. The tranches differ in intercourse to the priorities of payments received. These early payments must then be allocated to the tranches according to a schedule or priority. This allows the issuer to tailor a single MBS in case of risks and damages. The funds accumulated for example Pensions and hedges are used to invest in high credit mortgage securities and seek higher returns through investing in low credit ratings. A vital innovation in the financial markets has been the securitization of assets. Apparently, this would include mutual funds as securitized investments. Interestingly, securitized investments normally distinguish themse lves by the fact that they change priorities of payments to the holders of the securities. The first type of securitized asset was the residential mortgage in 1969 and the first non-mortgage asset securitization were the lease received in 1985. Since then, credit cards, loans and bonds and several other types of debt instruments have been securitized. Considering the prepayment risk that an investor faces in the basic mortgage-backed instrument as well as the pass through security, there is a very high chance of enquiring huge losses. For instance when interests rate fall, homeowners usually begin prepaying their mortgages while difference mortgage holders normally receive their principle payments earlier than scheduled. Consequently, the cash flow has to be invested in begin interest rate environments according to Chance (2008). As a result, the returns on mortgage pass-through are preferably volatile shocking the many investors who were unaware that such a risk would occur. Non etheless, the result is similar that a new security is created and backed up by the claims against the mortgagors property. However, this security can be sold to participants who are in the secondary mortgage market. The secondary mortgage market is very large hence providing a significant amount of liquidity to the mortgage groups. Competitive Strategy With the business environment continuously adequate more challenging and taking a global twist,

Autobiographical Writing Essay Example | Topics and Well Written Essays - 1250 words

Autobiographical Writing - Essay fountThey do most of the housework and work force rarely do any housework, but some of the men cook for their family.At a very young age adults told me that, girls should be quiet and well-behaved, boys should be strong and they should not cry, girls should talk softly and behave gently, boys should protect girls and they should support of their family when they plow up, girls should keep their space clean and tidy, boys should take responsibilities of all things and so on. Usually, in cardinal relationship, men and women absorb decisions together if they are respect each other. Sometimes they make their own decisions without consulting their assistant if the issue is not very big. However, in severe situation, men always have the decision-making authority in their family. For example, when I decided to study abroad, I knew my mother would support me, but the final decision was in the hands of my father. I believe that in a relationship my girlfr iend should listen to me when we have to make a choice or decide an important issue.However, things were not practiced the same way in the past. At the time, when my grandparents were young, wives had to be obedient to their husbands. People thought men were superior to women. Families prefer sons to daughters, and they thought if a woman could not give birth to a boy, it was all her fault. When I was very young, I asked my parents how I was born but they never responded to this query. Chinese sight are more conservative than Americans and Europeans. Some people believe it is disrespectful and wrong to talk about sex and womens bodies. So I think womens liberationist movement is very necessary and important throughout human history and it should be continue now and in the future. As the reading The Body Through Womens Eyes by Joanna Frueh says, feminist artists can show that women could become makers of meaning, as opposed to being bearers of mans meaning (Broude 190). It in like manner

Assessment Activity Week 6 Essay Example | Topics and Well Written Essays - 250 words

Assessment Activity Week 6 - Essay Example wizard could say on that point is lack of synergy in the functioning of the company from a global perspective. The different issue in the case is that thither is a disconnect with the way things are carried out, this is so because there are too many subsidiaries and fragmented teams that handle tasks which can be done by a single, core team. This would lead to information symmetry with is not the case currently. Although there is no doubt that there is going to be value addition to the company in the long run, to see significant results in the short run priorities have to be changed and looked at from a global perspective. The process has to be limited and restructured a bit to incorporate the current issues. For example the strategic team should look at the picking of allocating funds based on criticality of the goal served and how the project would impact the overall development of the company. In fact a good way to evaluate a project i s to see its weighted medium score across the various goals specified in the NRG.

Broadway Essay Example | Topics and Well Written Essays - 250 words

Broadway - Essay ExamplePeter Stuyvesant in 1658 named the foremost lined street in New York and had to be constructed by the residence of Brouwer Street.The objective of the Dutch is to trade in New capital of The Netherlands and excessively take importance of the rivers bounded by the city similar method is disclosed with the dominion of New Yorks transport production that will be set up two centuries to come. The lesser part is recognized of being a center of Jewish culture. The ruins of the areas Jewish hereditary pattern exist in business streets of home to most Yiddish theatre production near the beginning of twentieth century. The East Villages Hester, Grand, and Essex next to Allen are also part of the region. Down town nigh Street on the lesser East part is populated by the Poles and Japanese markets. There is also a secluded population of Bangladeshis and immigrants from Muslim nation most of whom are congregants of little Mosque found on first Avenue. The neighborhood presents many synagogues like Beth Hamedras Hagadol and kehila kedosha Janina. The Chinese people have also marked on the lesser side in the recent decades.If you look at the avenue patterns of cities, you will frequently discipline the way the city has grown over time. Theres a characteristic prototype to unexpected city fruit approximately indistinguishable to the fast growing of the glass shell on ceramic objects as it contracts. These rack up to the customary period. Present is a stage of rectangular grids obviously an image for modernization. Nowadays we observe the plant-like bifurcate of cul-de-sacs, the post-modern direct opposite of modernization, where the perfect would be to have no from first to last streets at all.I have an improved interior record and I am grateful for the city as I have never before. It may be ever altering and modernizing and yet in the old generation what mattered was if an individual knows how to find it in its streets, infrastructures and nei ghborhoods. These may include Delancy which was a

Gonorrhea Essay Example | Topics and Well Written Essays - 500 words

Gonorrhea - Essay exemplarNeisseria gonorrheae can not survive for more than few seconds if taken outside the body. It does not live upon opened skin. This bacterium requires moist conditions and temperature of the internal body in order to survive, grow and reproduce. The most suitable steer for this bacterium to live in is vagina and cervix which is basically the terminal send of uterus protruding into vagina. Neisseria gonorrheae as well survives in urethra and rectum. Apart from these areas, neisseria gonorrheae can also be found at the back of throat which is the point of contact in oral sex. Symptoms The disease shows no symptoms in the early stages in 50 per centime of the cases. With the passage of time, the patient experiences frequent urination, protuberance, burning and redness of the genitals, discharge of a yellowish mucus from the vagina, and a lot of itching on and around the genitals. If adequate treatment is not taken in time, the swelling can aggravate to da ngerous extent and lead to severe and extremely painful pelvic transmittal. The infection cases the ovaries and Fallopian tubes to swell up. As a result of the inflammation of Fallopian tubes, the patient acquires pelvic inflammatory disease (PID) which is essentially a very painful pelvis infection. PID is not very unusual to occur.

The Underground Railroad from Slavery to Freedom by Wilbur H. Siebert Essay

The Underground Railroad from break ones backry to Freedom by Wilbur H. Siebert - Essay ExampleSeibert book presents a number of interesting people and obscure heroes before it readers. Among all of them, one person that particular catches the interest is Calvin Fairbank. Fairbank lived in an affluent family that was assigned with two slaves. As these slaves did all the housework, once he got the opportunity to listen to the slave-womans tale of sorrow, which kindled anger in Fairbank. once when he was in charge of a raft of lumber, he saw a woodsman who was passing to be a slave very soon. Fairbank took him on the raft and helped him. Along with o an old slave woman with 7 children, he helped this man escape by taking them to a secure localization principle on his raft. However, this met with a lot of issues because Fairbank was charged with helping the slaves help and was sent to the penitentiary. Before he was released, the short Slave law was passed, but this did not prove to be a deterrent to his ideas. According to him, I resisted its effect whenever and wherever possible (Siebert, 1898, p. 159). He continued to help the slaves escape. This landed him in the prison again and he fagged more than 17 years of his life in the prison, where some phases were filled with physical and mental torture. by his strategy of using disguises and helping people hide, he played pivotal part in do the life better for many slaves. One of the very interesting events in the book is about how the disguise was used as a very effective technique to help the slaves escape quietly without the nemesis of being caught.

Comparison a work of art Term Paper Example | Topics and Well Written Essays - 250 words

Comparison a work of art - Term Paper Examplethough the vest portrayed is in shadow, it is not dark, on the contrary, it is light enough to see elegant detail, and it is the temperateness splashing on the water outside of the secluded shadow that is overly intense and impossible to determine out. This all combines to show a place in nature as protective, walling you in, making you feel comfortable, and caoutchouc from the outside world.The second painting has nearly the opposite effect. The painting, rather than being in the position of mortal who is in a secluded, shaded space, takes the perspective of one out in the beating sun. Here extremely bright light is shown to be the norm, with everything in the bright sun being visible and detailed, and things in the shadows being slenderly less. The ratio of shadow to sun is also inverted, as this painting portrays a miniscule amount of concealment and protection in an open sea of defenselessness. The trees being the only point of shade of shelter in the entire field of view gives the viewer the impression that they are in an unimaginably vast place, and all exposed.These two paintings both use light and shadow to give sense of protection or exposure, respectively, and in doing so give two completely different interpretations of nature, one as a secluded place that protects from the outside world, and the second that shows how exposed and vulnerable one can be in

Opportunity cost Essay Example | Topics and Well Written Essays - 500 words - 1

Opportunity salute - Essay Example contrasting perspectives however exist for definition of opportunity constitute but they revolve around the cost that send word be derived from the next best alternative. Ferguson, an economist, for example, defines opportunity cost in terms of resources and as mount of resources for producing the next best alternative, which is forgone in order to produce a subject commodity. This establishes cost of the two commodities as a common tone for determining sacrificed cost for a outturn. Henderson offers a definition that is closer to cost measure by defining opportunity cost as the value of the highest-valued alternative for which resources in a production could pee-pee been used (Hussain, 2010, P. 158). Leftwichs definition of opportunity cost as the value of foregone natural selection for production in which resources would have been used is also consistent with the focus on cost of resources in production of a commodity (Hussain, 2010). It i s however important to note that opportunity cost is not commercialise price of an alternative commodity or market price of materials that could have been used in the alternative. Commodities that argon produced from a similar material may have a relationship between opportunity cost and market cost but this is not always the case because of the subjective nature of opportunity cost (Baumol & Blinder, 2011). Opportunity cost is therefore the value, and not necessarily market price, of resources use in a production, which could have been used in production of the next best alternative production.Opportunity cost can be either implicit or explicit and existence of reward for involved sacrifice establishes the distinction. Explicit cost in opportunity cost are those costs that are incurred for payments, in monetary or other than terms, to stakeholders that sacrifice their resources for production of a commodity.

Strategic management leadership strategy Essay Example | Topics and Well Written Essays - 3000 words

Strategic anxiety racecourse strategy - Essay ExampleAn organizational change that leads to a more organic and flexible environment would be related strongly to the entrepreneurial spirit. This meaning that there must be an adjustment away from the traditional school of top-down heed that seeks out new-sprung(prenominal) talent and innovation to maintain a strong level of competition (Timmons 2004). The importance of entrepreneurial instruction strategy also relates to the need to incorporate unique skill qualifys and knowledge precaution into the corporate environment (Rigsby and Greco 2003). Very often, companies require employees to work long hours, and yet remain flexible in the evolution and growth of the company (Rigsby and Greco 2003, Timmons 2004). This often has an effect on the balance between work and life story for the employee, and difficulties often arise when employees do non embrace excitement, innovation and opportunity, the essence of the entrepreneuria l spirit (Rigsby and Greco 2003, Timmons 2004). another(prenominal) issue with traditional top-down management is that it very often imposes restrictions on creativity. An overabundance of policies will not enhance change management, but instead can stifle it and, possibly, be counteractive to the empowerment and encouragement of employees (Rigsby and Greco 2003).Motivating change requires that the people within the organization understand and commit to the change creating vision in employees is a continuation of commitment where employees know where they fit into that change developing political support means that stakeholders-from employees to HR professionals-have been assessed according to their place and function in the change managing the transition must be set by parameters and adequate available technology as well as an understanding employee wide of how the parameters and technology work towards the goals.The momentum of leadership in change management is sustained by (1) providing resources for change, (2) building a support system for the agents of change (3) developing related competencies and skills among those charged with administering and using the modified process and (4) reinforcing new behaviors called for by the changed environment (Dreher and Doherty p 17 2001).Assumptions Change management is not without its assumptions. Organizational change management strategies that rely on the theories may not fully examine their own nature and culture. Most management theories assume that change management is a process and not a continuous improvement exit (McKelvey and Holmen 2006). This is strongly relative to the idea of leadership, rather than management. Management is a process that organizes and implements, where leadership is an idea that presents and motivates. In the face of business and organizational changes, it is important that both paradigms exist, but as noted by McKelvey and Holmen (2006), leadership is often overlooked in manageme nt strategy. To understand the manners in which good managers can lead the organization members through business changes and

The Political System of Mexico and United States Research Paper - 1

The Political System of Mexico and United States - Research Paper ExampleThis paper tells that over the years, Canada has adopted a different cause of establishment in contrast to that of the United States. Since it gained independence from immense Britain, America has chosen the federal presidential form. Canada has long been federal parliamentary. Mexico, on the other hand, seems to base its government structure with America. The United Mexican States (commonly known as Mexico) has no royal families, unlike Canada. Mexico appears to throw a very similar political system with the United States due to the following factors (1) presidential system (2) trey autonomous branches (executive, legislative and judiciary) with checks and balances (3) federalism with a good amount of local autonomy. Notably, despite their sameness in a political system, America and Mexico do not have the same economic status. Like Canada, the United States is iodin of the developed and industrialized co untries of the world whereas Mexico belongs to the developing nations. In lieu of that fact, this research paper will explore the respective political system of Mexico and the United States. This will be followed by a brief compend of their similarities. In the end, an assessment shall be provided on whether or not their similar political structure is the terra firma for their economic disparity. Rogelio Hernandez-Rodriguez described the Mexican government as authoritative and the most successful to maintain a system which is dominated by one party. The PRI or the Institutional Revolutionary Party has long been autocratic Mexican politics. This political party has ruled Mexico for almost seventy-one years. Majority of the elected government officials of Mexico be affiliated with PRI. The authoritative nature of the Mexican government is attributed to this fact. Nevertheless, despite the hegemony of PRI, Mexico has been politically stable. The other political parties have done n othing bad for the government. It has been stressed that the countrys single party and presidential type of government are the major elements of its effective institutional structure.

Mise-en-scne Essay Example | Topics and Well Written Essays - 1000 words

Mise-en-scne - Essay ExampleThe movie has gained worldwide recognition due to it being able to address a large reference on a global scale that has been able to relate with every aspect of it. This paper thus jockstraps to extend an insight into the technical factors of the movie including things like its acting, taleline, cinematography (done by Eric Steelberg) as nearly as bolt and direction in other words, talks ab out the mis en scene associated with the snap. Juno has a very base story line as well as concept attached to the tale it is about a young girl trying to explore the nooks and crannies of intimacy and kinds without representing the implications that might arise along with the same. The film has been directed in a very concise manner making use of pencil represent rotoscoped images right from the credits in the beginning, making use of animation in order to help the audience understand the maturity level of the girl and the kind of colourful life that she alw ays wanted to tolerate for herself. This entire sequence took a period of seven to eight months to be mastered as separately and every shot that follows Juno on her way to the medical pharmacy was taken in short screenings. The primp design is incredible, assisting in providing the film with a touch of wonder. The film helps teenagers to explore the kind of curiosity that reigns indoors them, and how the same should be understood not by simply jumping in and trying things out with friends, besides by reading about things and comprehending the facts about life from ones parents first. It helps children and young adults to understand how friends might not be the best option when it comes to understanding such information about maternity and intercourse. These aspects of life are crucial to ones existence and they must be understood well by every individual so that he is able to make his own decisions without falling into tump over or having unplanned circumstances crop up in hi s life. (Sciretta, Peter) Thus, the film achieved mass appeal because of the story telling as well as how the girl managed to learn her lesson without panicking much about the situation. The various characters inside the movie have been portrayed in a very interesting manner. The director has taken his age to choose the main protagonists and provide them with a different twist. Juno is a young teenage girl who comes get rid of a little strong on the first meeting with everyone. Full of sarcasm, she helps to put an indie birle on the movie and gives a very intense performance with her dominating nature and need to determine everything that might not even be in her reach. However, she understands where she went wrong by getting pregnant but decides to bring about a change in a couples life with the help of her baby who she is willing to give up in order to make someone else happy. There was a vast amount of dramatisation in the film played by the other characters, namely Junos par ents which helped to calm the situation by making her understand what she had gone through, and helping her come out with a solution rather than screaming at her and making her feel the pain of the implications and consequences that she was already suffering. The two characters acted in an excellent manner, almost very real and lifelike, helping parents all around to understand how to cope with their children if they happen such a similar situation in their future. Juno herself wonderfully shows the kind of solid and sincere relationship she

Intorduction to Communication-Emotinal Responses-repost Assignment - 1

Intorduction to Communication-Emotinal Responses-repost - Assignment ExampleThis whitethorn affect communication in wholeness way or the other. Further people undergoing vial emotion of stress/depression are more susceptible to affect communication(Flaherty, Mike, and Larry Erickson,p.10).In this case, it can be notice that capital of Minnesota Sir (the father) and capital of Minnesota Junior (son) had been involved in constant fight and quarreling. They tend to disagree in almost everything that they do inside and outside their Motorcycle shop. Due to frequent argument and disagreements between the father, Paul senior, and the Son, Paul Junior, they business relationships broke-up. From the series American, chopper it can be observed how the American Junior was influenced by the emotional of indignation which intern motivated high to become innovative/creative., Through the emotional of anger Paul Junior become motivated in designing motorcycles that have more features as compar ed to the ones manufactured by his father, Paul Senior. Therefore, when working in the situation where I hear Paul senior and junior fighting, I could feel so remorseful because I could not Imagine tryout father and son fighting as arguing. It seems unbiblical and culturally unacceptable (Flaherty, Mike, and Larry

Product Liability and Intentional Tort Essay Example | Topics and Well Written Essays - 1000 words

Product indebtedness and Intentional Tort - Essay ExampleThe rationale for placing high liability on the vendors and manufacturers regardless of the record of defect is that such parties are better placed to bear the cost implications of compensation. In this case, it is argued that increase manufacturers and sellers washbasin cushion themselves against losses resulting from increase defects by increasing the products prices. Due to lack of a federal law governing product liability, the precedence for liability torts is derived from various state laws and court rulings on the general tort law. The admissibility of Chases case for product liability can be constituted by examining the threshold requirements for product liability cases and relevant court rulings. According to the Indiana Law Review, the sideline mandatory threshold requirements exist for a case to qualify for product liability a products user/claimant who is subject to flaw by the product, products manufacture r or seller/defendant, faulty product that is considered as unreasonably dangerous to the consumer or consumers property, a product scope the consumer without alteration to its initial state and physical disability resulting from the product (Buttrick, Alberts and Thornburg, 20111378). Irrespective of the relevant product liability theories involved in the case, Chases case should meet the above criteria to qualify for admissibility (Buttrick, Alberts and Thornburg, 20111378). An examination of the theories upon which the product liability law is based provides insight to this hypothetical scenario. Under the theory of negligence, the manufacturer of the report shredding mould is not liable for Chases injuries since there was no negligence on the manufacturers part or failure to remove foreseeable risk of injury to the machines user (Buttrick, Alberts and Thornburg, 20111382). In this case, the injuries incurred were as a result of negligence by the user arising from failure t o read and dumbfound to the manufacturers book of instructions. However, the machines manufacturer can be held liable for Chases injury on the basis of the duty to warn the user against a foreseeable risk of injury by the machine (Buttrick, Alberts and Thornburg, 20111383). The manufacturers liability to provide warning to the user and whether the operation instructions were sufficient to protect Chase from injuries can be earned by examining other factors like the look upon of the warning. In this case, the manufacturer of the paper shredding machine had the duty to provide adequate warning regarding the dangers of personal harm incase the machine is operated without lubricating oil. Under negligence rule, Chase should prove that the injuries sustained occurred despite having observed the needful duty of care (Fischer, 20097). Product liability requires the injured party Chase to demonstrate the harm-causation relationship and whether there was any breach of duty if there was any negligence by the manufacturer (Fischer, 20097). Though there was concrete harm on the part of Chase and the nature of causation passes the required but-for test which seeks to establish whether the harm would have otherwise occurred, the burden of proof for the manufacturers failure to observe the necessary duty of care lies with Chase. In this case, it is less likely for Chase to be compensated by the paper shreddi

International trade and economic growth of China Essay

International craft and economic growth of mainland China - Essay ExampleChina in front 1980s was agriculture based economy and almost all told the businesses, factories and commercial activities were under the deposit control. capitalist economy was a forbidden and a hated human beings (USChina, 2011). This section examines the growth of the Chinese economy and trade. 2.1. return of the Chinese Economy After the people revolution, China closed its doors to external influences, seized all private factories and businesses and nationalised all the industries and banks. The result was a total shut d protest of free enterprise. Capitalists and scholars were hunted down and all trade, industries were state owned. As a result, the nations stagnated and led to a sharp increase in poverty. While the rest of the world saw booms and busts, China had a stagnant and stable economy that was controlled by the state. The standard of living was slacken and bicycles were the main mode of trans port in the city. From 1979 onwards, the Chinese premier Deng Xiaoping started the measures of liberalisation, al depresseded trade with foreign nations, allowed FDI and created industrial zones along the eastern coast so that foreign firms could set up manufacturing activity (Zhang, 2007, p. 12). This far-reaching vision paid strike and very soon, China started its upward trajectory of growth. The growth in the gross domestic product and other economic indicators are given in Appendix Table A1. China Economic Indicators 1 of 3 to 3 of 3 that gives details of the economic indicators. Growth figures of the economy have been given for 19 indicators for the years 1980 until 2013. Projections for 2012 and 2013 are estimated figures. future(a) graph illustrates the growth rates in GDP, PPP and the CAB in USD billions from 1980 to 2013 (IMF, 2012).... This paper presents a umbrella review of various trade and economic policies that China has utilise to promote the growth of its econ omy, which is illustrated with the help of depth psychology of data from different databases on the Chinese economy and trade. It is clear that China, which was lagging far behind the wolfram has grown its GDP by more than 30 times from 1980 to 2011. This huge growth in GDP was brought out by growth in many sectors such as construction, industry, agriculture and trade.China has used its trade policies in a very clever manner to trap the western nations at their own games. The western nations came to China initially to make use of the low labour costs. However, the lure of China be to be very strong and hundreds of western nations moved to China.China set up huge manufacturing centres where low cost labour was available and other benefits provided to western firms. Hundreds of firms from the west set up their factories in China and exported the goods to USA, Europe and many other nations.China carries out trade with a large number of countries. However, the utmost trade in terms o f value of goods is done with only a few nations. After the sufferance of WTO treaty, there was shift in the balance of trade in Chinas favour. In the previous decade, China was a net importer since it could not manufacture many of the products. However, with increase in the manufacturing sector, exports have grown.With a positive trade balance, China offers a unique competitive advantage to western nations.

28 Days Final Essay Example | Topics and Well Written Essays - 1500 words

28 eld Final - Essay Exampleound availability of more vegetarian options, fresh produce, as well as the exploitation culinary influence of lifestyles and cultures with plant-based diets, vegetarianism has become more accessible and appealing. Available data indicate that about cardinal million United States adults eat no poultry, fish, or meat. In addition, several million more pull in gotten rid of red meat but they be still consuming fish or chicken. Besides, scrawny to two million people have become vegans they have forgone animal flesh and animal-based products such as gelatin. Cheese, milk, and eggs (Davis 33). In todays world, vegetarianism does not focus only on the potential nutritionary deficiencies, but also entails consideration of a wide range of health, economic, and environmental benefits that relates to it. It is for this reason that I would like to be in the community of vegetarian and influence the society and my own life in positive ways. in the graduation place trying to become a vegetarian, I was fully aware that it might be a rugged endeavor. Nonetheless, I was determined to succeed in it and achieve the personal goals that I had set for myself. I adopted a number of strategies and followed a list of steps in trying to become a vegetarian. The first thing that I did was informing others about my pattern to become a vegetarian. I particularly assured those confining to me including my parents, siblings and friends. It is important to make those people around me aware of commitment of becoming a vegetarian. This is because they are the people who eat with me regularly and therefore they should be aware of my diet preferences and my commitment (Rice 26). While those close to me did not fully approve my attempt of becoming a vegetarian, they were supportive of my ratiocination. I informed them of my decision to become a vegetarian was largely due to health, economical, and environmental reasons. However, I did not have any intent ion whatsoever to convert any of them towards my endeavor of becoming a

Construction and De-construction of Race Essay Example for Free

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Obstacles Teachers May Face Essay Example for Free

Obstacles Teachers May Face EssayThe process of how an individual learns is based on the theories adjoin behaviorism, conditioning, modeling and self regulation. Students cease be problematic if proper re origins arent put in stupefy when a dilemma arises. There is a great emphasis on the importance and relevance in motivating the students in the schoolroom. Without the knowledge of extrinsic and intrinsic motivation and what drives students to learn, instructors may not know what inspires or how to encourage students to work to the best of their ability. Teachers must portray themselves in a professional port at all times, whether they are dealing with students, parents or colleagues. Professionalism can be defined in several slip government agency and some char corresponderistics of a professional teacher include cosmos committed to learners in a way that incorporates a code of ethics, have the ability to make routine and efficient decisions in a mingled and ill-defin ed situation, conduct a critical self examination of ones teachings, i. . reflective practice, and film the ingredient of professional knowledge to constantly improve, develop and expand ones methods of teaching to increase schooling environments (Eggan, P. Kauchak, D. 2010. pp, 4 6). One obstacle a teacher may face is if he or she gets asked a question that they dont know the answer to. Students look up to teachers and depend on them for the knowledge they require (Yero, J. L. , 2002. P173).Understanding each topic is simply not enough a teacher inquires to be able to represent topics in an understandable way that is appropriate to the age of the learner. For example, the solution to explaining how to multiply numbers is to firstly acquire the knowledge of content then illustrate how to multiply the numbers. This is referred to as pedagogical knowledge. Pedagogical knowledge requires the teacher to understand principles of instructional strategies and classroom management.In volving each student in the development process in order to enhance productive instruction comes with knowledge and experience. Instructional strategies that evoke productive erudition include selecting topics that are Copernican for students to learn, provide clear learning objectives and prepare learning activities respectively, design assessments that relate to the workload and maintain the instructional alignment between the three, i. e. the connection between learning objectives, learning activities and assessments (Eggan, P. Kauchak, D. 2010. pp390 394). A teacher must have a verificatory and caring attitude, be organized, sink effectively, respect and encourage rather than punish and constantly question and prompt incorrect answers to manage a productive classroom (Nelson, J. , Lott, L. Glen, S. p20-27). Identifying clear standards of acceptable behavior i. e. rules, be supportive to each student and throw a sense of equilibrium are all strategies to ensure a produc tive and manageable classroom.The object glass of all teachers is to leaven as much learning as possible. Behaviorism focuses on the idea that learning is influenced by stimuli from the environment (Eggan, P. Kauchak, D. 2010. p,164). For example, feeling nervous before an exam is a learned behavior imputable to previous experiences/knowledge of exams. This feeling is involuntary to the individual, and it is referred to as classical conditioning. Classical conditioning can be convinced(p) or negative, depending on which, it can have different effects on the learner.If the teacher uses positive reinforcement within the classroom the students will gradually associate learning to the teachers manner and indeed feel safe within the classroom final resulting in a productive learning environment. In contrast negative or non-reinforcement results in the cessation of a behavior and results in a classroom environment that is not productive. Children learn acceptable behaviors through o bserving adults, therefore teachers are role models, and it is important for a teacher to demonstrate respect, tolerance, and values to motivate learning (Call, N. Featherstone, S. 2004 p. 47). Cognitive modeling is essential to the learning process as teachers use this to perform a demonstration and verbalize the thinking behind the actions taken (Eggan, P. Kauchak. D. , 2010. p. 182). An obstacle one may face is if some children are having trouble learning how to pass a netball to one another. Often, children instinctively bounce the ball, instead of passing it, as classical conditioning has taught them to do so from a young age.The teacher must describe ones thoughts of how to pass a netball, whilst acting the action, which in turn encourages students to verbalize their understandings in any situation, resulting in a productive learning environment. model is the key concept of favorable cognitive theory. Cognitive, behavioral and emotional change in children is a result of o bserving models. Modeling affects people by learning new behaviors, facilitating existing behaviors, changing inhibitions and by arousing emotions (Eggan, P. Kauchak, D. 2010. p. 183).These observations atomic number 82 to learner expectations, which in turn are accomplished through self-regulation. Settings goals and monitoring that progress is an essential element of learning. The student observes another student passing the netball. He then models the observation, uses that experience to expand his knowledge thus takes responsibility and control of his learning. Teaching is constantly developing and changing, and the need for motivation is a necessary surgical procedure to support and increase student learning and the teaching process.A common obstacle teachers face is how to motivate uninterested and unengaged students. Some students seem naturally enthusiastic about learning, provided many an(prenominal) need or expect their instructors to inspire, altercate and stimulate them. An unmotivated student is likely to carry work that is inappropriately easy, show a negative attitude, give up quickly and leave tasks unfinished. This can disrupt the students around him and cause interruptions in the learning environment (Nelson, J. Lott L. , Glenn, S. 1997 p. 72).There are two gigantic forms of motivation extrinsic where some students will be motivated by the approval of others, for example, by getting a good grade, and intrinsic motivation, where the learner studies in order to understand the content presented to them because they like the challenge and want to perform (Eggen, P. Kauchak, D. 2010. p. 287). To encourage students to become self motivated and independent learners, teachers can give frequent, early, positive feedback. This supports the students beliefs that they can, and are doing well as viewed by the humanistic theory of motivation.The teacher can also assist students find personal meaning and value in the material as viewed by cognit ive and social cognitive theory of motivation, and create an atmosphere that is open and positive which help students feel that they are a valued member of the learning community which is based on the socioculural theory of motivation. In addition, a teacher can ensure opportunities for students success by assigning tasks that are neither besides easy nor too difficult which is a view shared by behaviorist theories (Eggen, P. Kauchak, D. 2010. p. 289). It must be understood that individuals are motivated through a wide variety of needs.While teachers cant make or teach students to be self-motivated, they can encourage and promote this highly desirable trait. To conclude, there are many solutions to the obstacles a teacher may face in a learning environment. A teacher should act and approach a classroom with a professional attitude and an academic manner by being knowledgeable and recognizing the importance for assessing oneself. Teachers must be aware of the influence they make on students learning and how to promote positive and engaging classroom environments in order to solve the dilemmas they may be presented with in regards to behaviors students display.Furthermore, teachers need to understand that the process of motivation stems from stimulation, which in turn is followed by an emotional reaction that leads to either a positive or negative behavioral response. By understanding the theories based on solutions to the problems a teacher may face in the classroom, they may have a better chance at expecting when a problem may arise, and resolve the situation immediately.

Internalization theory best explains CEMEX’s FDI Essay Example for Free

Internalization theory best explains CEMEXs FDI Essay1.Which theoretical account statement (or explanations) of FDI best explains CEMEXs FDI? 1.Internalization theory best explains CEMEXs FDI because CEMEX entered into many countries and bought domestic cement businesses instead of licensing. CEMEX has a great system and needs to protect it from competitors.2.What value does CEMEX bring to a host delivery? green goddess you see any potential drawbacks of inward investment by CEMEX in an economy? 1.The value is that CEMEX has a Midas touch that transforms a cement business into a thriving business. This brings great stimulation to the host economy and also helps in the construction field, which in turn helps to build cities and civilization. No, CEMEX would do well to invest inwardly, yet, CEMEX is cleanse at acquisitioning businesses.3.CEMEX has a strong preference for acquisitions over greenfield ventures as an entry mode. Why? 1.Acquisitions are straight because the busi ness in the host economy already knows the demographics and the market. CEMEX just has to make the business better with little research. A greenfield venture would prove risky and non cost effective.4.Why do you think CEMEX decided to hold out Indonesia after failing to gain mass control of Semen Gresik? Why is majority control so important to CEMEX? 1.A licensing is very dangerous. CEMEX only bear a 25% push with Semen Gresik. It did not have full control and the methods of CEMEX would be exposed and vulnerable to be stolen. CEMEX has a great system and does not want anyone interfering.5.Why do you think politicians in Indonesia tried to block CEMEXs attempt to gain majority control over Semen Gresik? Do you think Indonesias best interests were served by limiting CEMEXs FDI in the country? 1.Indonesian politicians did not like the possibility of CEMEX taking over the cement market. Their interests were in domestic businesses and protecting the purity of their economy. No, Indo nesia would have benefitted greatly if CEMEX was allowed an in.6.What is CEMEX doing today? Do they still engage in FDI? 1.MONTERREY, MEXICO- OCTOBER 8, 2010 CEMEX (NYSE CX), proclaimed today that pursuant to the exercise of a put option by Ready premix regular army it will acquire its partners interests in the two joint ventures between CEMEX and Ready Mix USA which hav

Of Mice & Men - Character Analysis Essay Example for Free

Of Mice Men Character Analysis Es expressDuring chapter two of the novel Of Mice and Men, we argon introduced to another(prenominal) six different characters as George and Lennie begin work on a upraise. These characters are the foreman, his son, Curley and Curleys wife, and the other itinerants Candy, abridge and Carlson.The first of these characters that we let onfit is Candy. Candy Is introduced as an old man with a physical disability. Out of the arm came a round stick- homogeneous wrist, but no hand. His physical description shows that he cannot work on a farm, and we find out later that he has been demoted to a cleaner. Candys behaviour and the way he speaks links to for each one other. At first he seems a bit hostile towards George and Lennie as he doesnt really obtain them. He then starts to talk to them properly and tells them approximately the ranch.Candy doesnt really conduct both moralistic values. When he talks well-nigh the way the black st open buck is beaten up by the antique, instead of expressing concern he laughs and jokes about it. This shows that he is real biased. George and Lennie and Candy get on aright from the start, but George is genuinely angry after the interview when Candy eavesdrops on a conversation betwixt George and Lennie. Candy is a very lonely man with no family. The totally thing of significance to him is his dog, who is very much in parallel to him. The dog is very old and half-blind. Both are disabled and advance the end of their working life.We learn a few things about the boss when Candy is telling George and Lennie about him. The first thing that Candy says about the boss is that he was very angry about them existence late. Wheres the hell them new men? He always takes all of his anger out on the nigger, presentation that he is racist. The stable buck, Crooks, even has a crooked back which he got from creation kicked by a horse. Despite all of this anger, Candy goes on say how comme il fau t the boss is and about the Christmas where he bought a gallon of whiskey for the workers. Hes a pretty nice fellow, but he also Gets pretty emotional sometimes. We then meet the boss who stepped into the room. As expected the boss is already angry about George and Lennie being late, but he is already suspicious. This is because George doesnt let Lennie speak and the boss assumes that there is something dodgy going on. The boss accuses George of stealing Lennies wages. You taking his pay away from him? The boss is paranoid and doesnt really believe in friendship. He is very suspicious about them and asks George questions, forcing him to lie, Hes mycousin. The tone of voice that is used throughout the interview is angry and suspicious. He is angry at George and Lennie for being late and suspicious about Georges behaviour.The next character is the bosss son, Curley. Curley is draw as A little stocky man. The clothes that he wears remind us of a typical cowboy. blueish jean trousers , a flannel shirt, a black, unbuttoned vest and a black coat. His thumbs were stuck in his belt, on each side of a square steel buckle. This shows us that he is not a dig man and has a higher status. This is also shown by the fact that he stands confidently and arrogantly. He is broad, dead and stocky, but also powerful. When George and Lennie meet Curley for the first time they immediately make an enemy. Right from the beginning Curley gives them a hostile reception when he walks him. He glanced coldly at George and then at Lennie. For some intellect he seems to be looking for a fight, his hands closed into fists.Curley seems to have a problem with Lennie. Curley is very small and not like a normal man and is jealous of Lennie he sees Lennie as a threat. Lennie is huge and muscular, but Curley is small and stocky. Even though he symbolises a higher status he is morally and physically stunted. Curley is very violent for a small man and can be compa deprivation to George, as he i s a worse version of George (George is tamed my Lennie. Of all the characters we have met so far more or less of them are physically or mentally disabled. Curley is very small and unman-like, Crooks has a crooked back, Candy only has one hand and Lennie is mentally disabled. Steinbeck is trying to show that even though America is the land of dreams, these masses have been damaged by America. Crooks is also the target of racism. Even George is damaged by America as he has failed in life.Candy is the first person to talk about Curleys wife, who describes her as a tart. George and Lennie meet her for the first time when she is supposedly looking for Curley in the bunkhouse. We cannot say that this is the real reason because Curley would not be there and she would have seen Curley go home. This shows that she may be a lonely person, or may have gone there to flirt with some of the men. However, her behaviour doesnt seem flirtatious.Im trying to find Curley, cut down, shows us that sh e is not coming on to abbreviate, but her physical appearance says that she is. The use of red imagery symbolises danger, and Curleys wife is lavish of make-up that is red, rouged lips and wide-spaced eyes, heavily made-up. Her finger nails were red. Not only is her make-up red, but so are her clothes, red muleslittle bouquets of red ostrich feathers. She is a scarlet and loose. She likes showing herself off and is not used to farm life, so she dresses quite provocatively. She is a femme fatale because Lennie is attracted to red. This links back to the woman in Weed who had a red dress. This woman is a danger to Lennie, and also to George and Lennies jobs. Lennie watched her, fascinated.Slim is the most respected man on the farm. He is described as a tall man who was well-built and strong. He is not crippled in any way like some of the other characters. Slim is a master-craftsmen He was well respected and adore by everyone on the farm and everyone would look up to him and follow him, giving him authority over everyone else. Slim is very serious and intelligent and the prince of the ranch. This shows that everyone looks to him for guidance. His voice was very gentle. Slim doesnt need to shout to get help and respect, unlike Curley, who needs to fight and threaten. Slim can even hear things before people say something.Slim seems God-like and unrealistic because Steinbeck shows him as too perfect. He is an omnipotent who is idealised and no one is like him. Slim is used as a moral yardstick to measure everyone else. He welcomes George and Lennie to the ranch. He does this in a friendly and gentle way. His tone was friendly. It invited confidence without demanding it. He is not suspicious like the boss and believes in friends travelling together. He doesnt seem hostile and gives George and Lennie a welcoming atmosphere and understands that George and Lennie look out for each other. George is also given the confidence to open up to George and reveal his true fe elings about Lennie. George is able to trust Slim and knows that he will understand and not tell anyone.Carlson seems like a nice person from the start and by the way he welcomes George and Lennie. Glad to meet ya. Like Slim, he Carlson is described as a powerful, big-stomached man. He shows his respect to Slim and lets Slim go first. Carlson stepped back to let Slim precede him. However, we then find out that he is very insensitive. He begins a conversation about Slims dog and then talks about wanting to kill Candys dog. That dog of Candys is so God-damn old he cant hardly walk. Stinks like hell, tooWhynt you get Candy to shoot his old dog. Carlson wants to kill Candys dog because he is too old and smells and is a nuisance. This is very insensitive.

Energy Conservation Essay Example for Free

zero Conservation EssayEnergy conservation is the reduction of quantity of slide fastener use. Energy conservation supports the eco friendly lifestyle by providing capacity, which saves your money and at the same time saves the earth. When you precipitate the amount of push button you use you automatically make efforts to reduce increasing global warming.Source of Energy ConservationSolar Energy Solar power uses the suns energy and light to provide heat, light, and electricity for homes. It is the first source of all energy forms on the earth. It is one such energy which helps in maintaining the ecological chemical equilibrium through the bear on of photosynthesis and green house effect. We have been using sun to dry clothes and labour food for extensions. But now number of techno powers which have been developed to make full use of solar energy such asPhotovoltaic systems By these systems the electricity could be produced directly from the sunlight. Solar branch Spa ce passion and cooling It is the commercial and industrial use of suns heat. Solar Hot Water The process to heat piddle with the solar energy. Solar Power poses Producing electricity bu using the suns heat. Passive Solar heating and daylighting Use solar energy to heat buildings.Wind energy Wind energy is often used to try the mechanical power or the electricity. In the country like India, wind energy holds the extensive importance because of large hilly, coastal and desert areas. In the rural areas it is used to pump water and wear upon grain. The benefit of wind energy is that it is fully pollution free and is eco friendly too. It costs low and the generation of power is continuous. It is the most effective way to conserve the energy and prevent the environment.geothermal Energy Geothermal energy is used in the form of thermal energy, electrical energy, nuclear energy, mechanical energy, chemical energy and light energy. It uses heat energy from beneath the surface of the earth. It was first used to produce electricity in the Itlay in 1903. Geothermal energy has the major environment benefit as it prevents air pollution. It is particularly heavy in the inland nations such as Indian Oceans and the pacific regions. Energy generation from geothermal sources is just now possible in few places under unique geographic conditions.Wave energy Ocean waves give birth large amount of energy, which can be extracted through Ocean winds, Ocean currents, Ocean Geothermal and so forth if the barrage is built across the river, electricity can be obtained by by the flow of water through turbines as the tide rise and falls.Hydroelectric energy Another renewable source of energy is the hydroelectric energy, which is produced from fast flowing water. The process is pollution free. The movement of water spins the turbines which in turn generate electricity.Biomass energy Biomass is the plant and animal(prenominal) waste which is used as the energy. Biomass ener gy like manure from livestock, plant waste etc can be used to generate electricity, fuel, light, and heat. We get biomass energy directly from plants and indirectly from the animal waste.

Tourism Industry Essay Example for Free

tourism Industry EssayTourism has become cardinal of the worlds main industries both break outing and extremely actual countries are now taking closer look. Tourism give a lot of irrelevant central to the area, its provides jobs directly in the same field (Tourism Industry) and indirectly in supporting industries for example, agriculture diligence, guide to the increment of main and big services, for example, roads, airports , and in the same time its opens the country to the outside world.Tourism In Oman Oman one of the tourism country, that have in all possibilities to make tourism industry one of the major income to the country, all this imputable to some reasons. In order to take the advantages of tourism co field completely, its very important to develop it, and to do the same a huge and proper development plane are needed, this is the main subroutine of Ministry of Tourism in the sultanate (Ministry of Tourism 2010).Oman to be a tourism country there m each reaso ns foot that, the first reason Oman has special and popular destination between the countries because of its natural attractions such(prenominal) as its deserts, mountains, wadis, and beaches. The minute of arc reason is its clean and green.The third reason is its nice festivals in Muscat and Salalah, Muscat Festival has diverse activities for example sports, music, dance, exhibitions, stage performances and childrens activities and divergent participants from different countries around the world. Salalah is the forth reason, because it wonderful place especially in the uotom season, this season is a unique season. Oman is also popular for its wide range of special tourist activities such as water sports, rock climbing, sand skiing in the desert, walking, cave exploration, bull fighting, dolphin shows, search charters and camel races. The country also features hundreds of forts and castles, which are among several cultural landmarks that give the country its unique character an d ex attraction ( Ministry of Information 2010).Important of tourism for the country due to different and great reasons , tourism industry is the spine of any countrys economic position , It provides foreign exchange earning to that particular country, It generates new employment chances to the people, in the other hand tourism raises the living conditions of the nation of that particular country, the infrastructure development is the very important and the main advantage of tourism industry, the Cultural exchange is also possible only through tourism, certificate of our heritage also one of these reason that makes tourism important for each county. From other side, important of tourism are very deep in many issues it have influence on tourists religious viewpoint, perceive place which is some religious root (Al Shaqsi 2008)Importance of tourism doesnt stop in any point its larger than what we expect, Perhaps the most important reason is the fact of the multiplier effect, which i s How many propagation money spent by a tourist circulate through the economy of the country. An example for the supra could be as followsA tourist spends his money in the hotel by dry-cleaning his cloths, eating in the restaurant etc. This money spent go out increase revenues of the dry-cleaner and the restaurant owner, both will spend more than on their supplies for their shop and for personal needs, which means that other businesses are going to benefit due to their change magnitude profits by the tourist and so on. the full-length higher up reasons that shows the importance of tourisum for any devlopment country, it can be sumaraize in three main reasons that tourisum important for the sultanate 1. the development of the countys infrastructure2. attract visitors and to provide them with a unforgettable visit that will lead to a positive word of mouth and a chance of re-visiting the country again. This also could be thought of from an employment angle, as the infrastruct ure needs buildings, services, and transportation means and ways, all which means increase in the number of jobs for the locals.3. Another important factor for the importance of tourism is attracting foreign investors to invest in the country by showing them high potentials and an acceptable infrastructure to their businesses, all of the above which will lead to the increase of countrys GDP which means the development of the country as a whole (Ministry of Tourism 2010).Conclusion Oman a tourism place that attract huge number of visitors that affect different main aspects in the country, in the other hand tourism industry become one of the most important industries in the world. There are lots of reasons behind the important of tourism for the sultanate. Ministry of Tourism take part in all important events related to tourism in the world this effect positively to the devlopment of tourism in Oman and in the other hand its define Oman in other side of the world so, it will be known by the other countries.

Philip-Morris-Marlboro Essay Example for Free

Philip-Morris-Marlboro EssayThe largest cig bette manufacturer in the United States is Philip Morris only when there are also four major players in the industry. In 1998, due to a decrement in number of sales and customer feedback, Philip Morris resulted to have a go at it prices among the four players and level the competition. It is evident that the separate manufacturers are getting the edge of beingness cheap because more people buy their product. Philip Morris is a notch high because of its quality and sensation hence smokers would prefer to smoke more and pay for slight. Philip Morris consciously cut prices to turn away consumers to switch to cheaper cigarettes. When this was done, the shipments towards retail sellers dropped twice as fast bastardlying the move of Philip Morris to cut prices was effective.The Philip Morris was yet to be successful since the other players such as Marlboro and R.J. Reynolds Tobacco Holdings Corp, which is the second-biggest cigarett e producer, panicked and had implemented the same changes to their prices alone this time they allow also intensified advertisements to attract more customers. With this economic trend, it shows that cigarette smokes are unfeignedly particular when it terms of prices. Quality is the second thing that they look upon since they want to smoke more for less compensation. Since it was a good run for Philip Morris, there have been increased promotions that helped diminish the discrepancy among other competitors that have cheaper prices. The lower prices helped Philip Morris increase its share of cigarette sales.It would be wise for Philip Morris to be polymorphous and adaptive intimately the prices. To have cut prices would entail that they are elastic in nature and his highly sensitive to other cigarette manufactures. When it comes to wellness, the move of organization to intensify their opposition against smoking could really be a fixings so to have cut prices means that they are w ant to keep their consumers regardless of the posing health risks. Back to the economic terms, to have cut prices is to maintain the competition among the other players in the cigarette industry. A simple trade of small sales with high prices or large sales with low prices, each way is good as farsighted as the net income is still enough to break-even or be profitable.With the reputation and the prestige that Philip Morris already established. Changes in prices among rival players would only be minor and can be handled easily. To take into consideration, the people in the retailing department are the ones who really set the prices for their product. Since retailers buy them in wholesale, the tendency is that they get the product cheap and sell it high. Well, that is basic but the fact is they remain unmoved in terms of competition hence they are unaware of the rising conflict in the great economy. If the market were in perfect monopoly then buying low and selling high would be very(prenominal) effective. To have cut prices is to level the competition for other players. It is not done unreasonably. Price hikes and cut prices account on the economic trend being foreseen or predicted according to the sales and income a company gets. given over a chance, to decide if Philip Morris should have a cut price, I would agree because there are many a(prenominal) new players in the cigarette industry that are cheap and quality too and besides being the number one producer does not necessarily mean that one is the number one seller. muckle have different preferences when it comes to smoking cigarette hence the posing threats to their health are neglected. To make the long story short, Philip Morris should only watch the trends before jumping into having cut prices. Discounts and price cuts does not necessarily mean greater sales. It comes along with timing and situation. Putting it into economics, the demand for the product is same at all levels, the picture is a lso the same, then the determining factor to a successful sales is that to have prices that will snaffle the attention of the consumers and would complicate the assets of the rival players. Pricing ones product is a key to be successful in the industry.List of ReferencesConvience Store news. (2003). Philip Morris Revamps Rebate Program. on-line available from http//www.allbusiness.com/retail-trade/food-stores/4477294-1.html February 8, 2008Irish Examiner (2004.). Philip Morris to cut cigarette prices to keep customers on-line available from http//archives.tcm.ie/irishexaminer/2004/01/01/story447418409.asp February 8, 2008Gleen Collins. (2003. Philip Morris Sharply Cuts Prices on-line available from http//query.nytimes.com/gst/fullpage.html?res=9506E7DF1E39F935A25757C0A960958260 February 8, 2008

Treaty of Versailles Essay Example for Free

Treaty of Versailles EssayAs solders on the battlefields celebrated, families reunited, and the unlucky ones mourned, the warfare was finally over, as of 11 o clock on the morning of November 11th in 1918 (Vaughan, 1-2). The solders that survived came home, and the unlucky ones did non besides about families united, and other families mourned for their loved ones. Everybody started celebrating the end of the first major war, where so many young lives were bewildered so many citizenry were permanently scarred for life or suffered horrible war-injuries (Vaughan, 1-2). The Treaty of Versailles was the conformity organise at the end of World War I, which many historians say caused the next major war, WWII. The reason for this, they say, is because of in any case many harsh laws include in the conformity, which put the full turn on of Germany. Germany was blamed, because they lost the war, and so both other country used them as easy scapegoat, for all of the damage and loss of lives that had just happened. Of dustup as the scapegoat, Germany was forced and had to pay huge amounts of reparation fees and had to give up most of their land for no real apparent reason (Vaughan, 1-2). All of these heavy burdens and mistakes were just being thrown on the Germans and their dry land for no other reason than the item that they had lost the war. Germany did non even start the war, at a matter of fact (abid).Two month later on, after WWI, broadenership gathered in Paris to gather in a treaty, the treaty of Versailles. This treaty like all treaties in history, was to help maintain wild pansy and to hold war. exactly in this case, it is not the same. The treaty very encouraged war, than to prevent it (nv.cc.va.us).In a castle near Paris, France called Versailles, the new treaty was created. Named after the place it was written it, the treaty of Versailles was supposed to go a goal, which was of course to maintain the peace for as long as possible, like all treaties ever do. But which of course, less(prenominal) than twenty historic period went by, until the whole world experienced the biggest and deadliest war that they had ever seen, WWII (Mayer, 3365). This deadly war, WWII, moved(p) at least every country in the world in one way or another(prenominal) andthe death number was in the millions. So therefore and obliviously the treaty did not do a very entire (Vaughan, 1-2).The leaders who met to sign the treaty were known to the world as the gigantic tetrad, fundamentally because the fate of Germany was put into their hands, and later the fate of WWII. This Big Four included these universal leaders Woodrow Wilson (1856-1924), the prexy of the united States at the meter, David Lloyd George (1863-1945), who was the prime minister of Great Britain, Georges Clemenceau (1841-1929), who was the premier of France), and finally, Vittorio Emanuele Orlando (1860-1952), the premier of France. Another induce, which was not with or in the Big Four was Ulrich Von Brockdoff-Rantzau (1869-1928), and he was the leader of delegation foreign minister who was given the treaty on behalf of Germany. He was the person who had to accept the terms or Germany would be completely annihilated (learn.co.uk). galore(postnominal) historians ask if the four leaders or idealists were, in definite seeking a just and permanent peace, or were they more concerned with vengeance and assurances of national security (Vaughan, 1-2)? The historians that said this quote thought that the leaders only were concerned with vengeances, and not assurances of national security, which they plausibly were. galore(postnominal) people say that the leaders were not trying to vindicate Germany for the cause of war, because everyone already knew that Germany in fact did not cause it, further actually were trying to help themselves to free German land and their notes. Nobody really knows what were going in the minds of the Big Four, except for them , but everyone does know that whatever it was, it caused a great deal of tensions and, between Germany and the rest of Europe. (abid)A great example of a person trying to demoralise free land at the time the treaty was being made was Georges Clemenceau, the premier of France. He wanted to detach the Rhineland, and wanted to post that in the treaty, but the president of the United States at that time, Woodrow Wilson, knew what he was up to. He knew that the premier has been looking for a way to annex Saar Basin from Germany from in which rich resource would be taken from (bbc.co.uk).The one and probably the only one positive result from WWI, was the beginning of the League of Nations, formed and organized by Woodrow Wilson, of the United States. Woodrow formed this organization which supported a way for nations and leaders throughout the world, to come together and call down instead of fight. It was a way to prevent war, basically. Woodrow Wilson invited all countries to join the league instead of use arms. alas many did not join and the idea thus became weak, just like the organization (learn.co.uk).In fact the person who created it, Woodrow Wilson withdrew from his own organization. This was after few of the other leaders wanted the organization to be confine and not welcome Germany or other weak countries. These leaders desire Woodrows idea, except they wanted it to be an exclusive organization, and did not earn the same idea as Woodrow did on this. So without the U.S. or Russia, the organization became weak, until of course W.W.II, where it was brought back up again. The League of Nations was and still is today, one of mankinds attempts to find a means of abolishing war, and maintaining peace for as long as possible (learn.co.uk). The League of Nations was a way for leaders all around the world to talk about the problem at hand, instead to quickly take arms, and cause violence. so this is one of mankinds attempts to maintain peace and avoid violen ce throughout the world.This peace treaty was acclaimed as the angiotensin-converting enzyme official document that had the most influence on shaping the events (Vaughan, 3). The events that Vaughan was talking about, was of course WWII, and the treaty was famous, or acclaimed for causing or shaping the next war. Somewhere between the first major war, and twenty years after that, the next major war, the treaty took affect. People, mostly the Germans felt betrayed and vengeful, because of the pre moveed treaty. In those twenty years, the treaty of Versailles was disregard and not in any way enforced by anyone. The treaty basically did not have any positive value and instead only had negative affects. For example, it made all German citizens angry, and lead up to dictatorship, or Hitler. Therefore many say that the treaty caused more harm than good, if any good at all (abid).The treaty statements would have been harsh and difficult for anyone, not just Germany, to handle. The treaty was serene of exactly 440 articles, maps, and illustrations which all commanded or told Germany what to do and what to give up (lib.byu).The list of the changes was long and harsh. The Big Four were busy making changes and playing with Germanys eastern borders, such as Czechoslovakia, Hungary, Yugoslavia, Rumania, Hungary, Poland, Lithuania, Latvia, Finland, Estonia, and the Rhineland (Mayer, 3365). All of these were either taken forth from Germany, or were affected in some way by the terms of the treaty, as stated in Articles 27-30. The four leaders did not just want reparations, which were high enough, but even wanted to punish their enemies by taking away their land. Some countries were annexed away completely, and others were taken away from only in some parts, and all of the annexed areas were distributed among the countries that won. Ports, waterways, and even railways, all of which were German property, in the beginning, were now divided equally (Mayer, 3365).Also, the tre aty talks about reducing Germanys military, naval and Germanys air-force (Articles 159 through 213), but of course since the treaty was never enforced, Hitler, who comes into play frequently later, does not even pay much attention to these rules (momo.essortment).On September 14, 1930, the new Nazi political party was elected, and whenever Hitler, the ruler or dictator of the party, broke a rule stated in the treaty, the Germany people liked Hitler even more, because they despised the treaty. So thus everyone encouraged Hitler to build up his army, airplanes, and submarines (momo.essortment).How did Hitler come into bureau, and cause the deaths of billions around the world, ask historians. Or more important, how did this the treaty of Versailles affect Hitler or make him popular with the people? Well, the money was a big problem. The leaders made Germany deeply into debt, with their high-reparation fees. This of course would lead Germanys economy tobe hazardously low (Cecil, 20 ). The German money value decreased and the affect of that made many go into poverty. Many were asking why pay so much, even if their country did not start the war. Many lost jobs or committed suicides even, because problems were so bad (abid).So that is why the people hated the treaty of Versailles so much, especially since the treaty told them that money was not enough, and Germany had to give away their land, for free. This treaty caused not only acrimony at first, but made Europe grow a continued tension that lasted for the next deuce decades (Vaughan, 2) The treaty caused these tensions which builded and grew larger in the people, which resulted in a huge war, WWII. The people grew hatred, and did not know who to blame for all of this. Their hatred and anger turned on their government, which currently was the Weimar Republic (bbc. co.uk).During the time period of 1919 and 1923, the uprisings and deflect grew larger. Many revolutions and protests happened in the streets, all a gainst their government. Groups like the communists, and others, like the right-wing nationalists tried to take advantage of this opportunity, by trying to take down the government and rule it for themselves Everyone blamed the government for accepting the treaty and tried to overthrow them (bbc.co.uk). The people or citizens did not know who to blame for the punishment that was put on them for no reason, so the people turned on their own government, and blamed them.At this time, where these uprisings were happening, a person by the name of Adolf Hitler was currently working as a spy at several anti-Semitic groups, in 1919. by and by fighting in WWI and suffering from poison gas, he was looking for some extra money and a temporary job from the German army, so he went and spied on these groups. Only two years later though, in 1921, his interest grew he joined the party and soon became their leader (bbc.co.uk). As leader, Hitler tried to get as many people to join his party, as poss ible. He did things like change the name of the party, which included words like socialists, and nationalists so that the name would attract more people.Also he spoke to mass-audiences, and made speeches on how he would revive Germanys respect, and rule Germanys empire for more than 1,000years (abid). Eventually, he got elected into power with the help of a friend, Paul von Hindenburg. But after he died, Hitler took the chance and became the new consensus successor or dictator. He had obtained full control over the country. After taking care of some business and eliminating those who strange him (other parties and government institutions), he put Mein Kampf, his first plan, into full affect. This plan, was world domination and Hitler outlined this to his army generals, on November, 1937 (remember).Hitler did not just want to conquer more lands or get back the land stolen from them, but from his anti-Semitic values that he learned while working as a spy, he created gobs of death ca mps wherever his empire expanded to. Millions of people send to these death traps to die, and the only reason that they were sent to die was because they were considered inferior. Inferior, meaning a different religion, race, etc. (remember). Jews, homosexuals, and even the mentally handicapped were all targeted, considered to be inferior in the eyes of the racist Nazis, were all killed because of who they were, and for no other reason than that(abid).So in conclusion, did the so called peace treaty help in maintaining peace or bringing about conditions that helped Adolph Hitler grow to power to get revenge. German citizens thought that that all the stuff that Hitler was doing such as expanding Germany and killing millions was just or right was just a common reaction from the many harsh laws inside the treaty. The people never thought that Hitler was too out of line, because they might have been too vengeful themselves or didnt have anything else on their mind, except hatred. Of co urse, not until the end of WWII, did everyone find the death camps, and what Hitler was really doing behind their backs. Adolph Hitler opposed the treaty while he was in power, and was supported by the Germans for so long, because of that, say historians (remember). For instance, every time he broke a law from the treaty, such as increasing his army, or expanding his borders, he would became more popular with his own people.Hitler played a significant role in causing World War II, less than twenty years later the terms of the treaty were written (abid). The person who wrote this quote told an obvious fact, Hitler did not jut play a significant role in the war, he basically caused the entire war himself. Thetreaty of Versailles had ended WWI, in which millions of people, mostly young, fought and died in the belief that they were defending their homelands, their families, and their people, would soon cause another deadly war, this war even more deadlier than before. Millions of young lives and fellow citizens believed in slogans that yelled to them. Loud slogans on posters and bulletins yelled and predicted WWI to be, the war to end all wars, or the war to make the world safe for land (nv.cc.va.us). WWI was named these two things at the time, probably to enlist more and more people, but which of course both did not come true. WWI was not the war to end all wars, nor was it, the war that made it safe for democracy.

Advantages Of Unit Banking Essay Example for Free

Advantages Of social unit Banking Essay1.Local DevelopmentUnit banking is local anestheticized banking. The unit bank has the specialize knowledge of the local problems and serves the requirements of the local people in a better manner than branch banking. The currency of the locality atomic number 18 utilised for the local development and ar not transferred to other areas 2.Promotes Regional sense of equilibriumUnder unit banking system, on that point is no transfer of resources from rural and backward areas to the big industrial moneymaking(prenominal) centres. This tends to reduce regional in balance. 3.Easy ManagementThe management and supervision of a unit bank is more easier and more effective than that under branch banking system. There are less chances of fraud and irregularities in the fiscal management of the unit banks. 4.Initiative in Banking BusinessUnit banks have full knowledge of and greater intricacy in the local problems. They are in a position to t ake initiative to tackle these problems by dint of financial help.5.No Monopolistic TendenciesUnit banks are generally of small size. Thus, there is no possibility of generating noncompetitive tendencies under unit banking system. 6.No Inefficient BranchesUnder unit banking system, weak and inefficient branches are automatically eliminated. No protection is provided to such banks. 7.No diseconomies of Large Scale OperationsUnit banking is free from the diseconomies and problems of large-scale operations which are generally experienced by the branch banks. 8.Easy Management and ControlUnder unit banking system, it becomes very on the loose(p) for a single office to manage and control efficiently.9.Close Management and Workers RelationshipUnder unit banking system, there prevails a close and cordial relationship between engrosser and employees. 10.Quick DecisionThe owners or the management of unit banks empennage take quick decision and prompt action in times of emergencies. 11. Use of Local ResourcesLocal financial resources are used for local development. 12.Lesser Fraud and IrregularitiesDue to the less scattered affairs of the bank, there are very little possibilities of fraud and irregularities.Disadvantages Of Unit Banking1.No. Distribution of RisksUnder unit banking, the bank operations are highly localised. Therefore, there is little possibility of distribution and diversification of risks in various areas and industries. 2.Inability to Face Crisis particular resources of the unit banks also restrict their abilityto face financial crisis. These banks are not in a position to stand a sudden rush of withdrawals. 3.No Banking Development in Backward AreasUnit banks, because of their limits resources, ratnot fall in to open uneconomic banking line of descent is smaller towns and rural area. As such, these area remain unbanked. 4.Lack of SpecializationUnit banks, because of their small size, are not able to introduce, and get advantages of, atom of l abor and specialization. Such banks cannot afford to employ highly trained and specialized staff.5.Costly Remittance of pecuniary resourceA unit bank has no branches at other place. As a result, it has to depend upon the correspondent banks for transfer of monetary resource which is very expensive. 6.Disparity in enkindle RatesSince easy and cheap movement of does not exist under the unit banking system, interest judge vary considerably at dissimilar places. 7.Local PressuresSince unit banks are highly localised in their business, local pressures and interferences generally disrupt their normal functioning. 8.Undesirable CompetitionUnit banks are independently run by different managements. This results in undesirable competition among different unit banks.9.Limited Size of OperationUnit bank business can not be operated on large scale because of its limited area. Being the small organisation, division of labour can not be applied. 10.No Economy of ReservesUnder unit banking, ba nk can not transfer its funds to any other branch. So economy in cash hold back can not be secured under this system. 11.Limited Financial ResourcesA unit bank has limited financial resources so it is not able to provide full and adequate banking facilities to the industry and trade of the area. 12.Investment of Idle FundsA unit bank having no other branches, can not utilize its idle funds in profitable ways.

Beyond The Human Essay Example for Free

Beyond The Human EssayNature is benevolent. It may condone one misinterpretation of the humanitykinditykind being. It may accommodate him in his yet another folly. But when the human beings continue with the deliberate, leering and intentional negative activities to destroy Nature, Nature testament hit back with tremendous vigor, for it has to recoup its original, indispensable health. Man is not the creature of Nature. Rather he is the product of the divine creative force that sustains the world. This new(a) by Atwood is grim and depressing and the contents therein, if it were to become true, do not augur well for the offbeat of charity. This entertain shag be categorized as Science Fiction or speculative fiction, exactly as one goes through the contents, it reads like predictions that will come true. There is a method in the imaginative narrations which reach the borders or truth. At the end of each chapter, the reader is compelled to nod his head and say-yes, th is can happen How then to make this Planet Earth heaven-like? The answer is simple and direct. Eyes full of understanding, pump full of love and deep respect for the laws of Nature and the life that refuses conflictsenough, these alone are enough devil main themes dominate the book, Oryx and Crake. The novel relates to the distant future, the global warning has taken its toll, it has created many changes to the geography of Earth, that the coastal cities do not exist, and the name of New York is New New York. Umbrellas wont do to go outside in the sun one invites certain death. The wealthier areas of the world still dominate, well-protected under places known as compounds and areas known as The Pleebands still exist. People live the normal life here, and understand Nature and its halo better.They know the real worth of Gods gifts to worldly concern. The plot of the book has three central characters. The narrator, Snowman, formerly known as Jimmy, is the only surviving human bein g on this Planet Earth. The sad beginning of the novel describes this terminally ill Snowman, sleeping in a tree. Food is in short supply the sun is so hot that the Snowman has blisters on his body. The genetically engineered beings wolvogs and the pigoos that have managed to escape are now roaming the grounds, with no human beings to train them.At this stage, Atwood makes the reader ponder, as to what a sad pass the human race has arrived and the responsibility rests foursquare on the shoulders of the captains who led the human race. The role of the scientists becomes suspect here. No doubt, they obey the orders of the politicians and do interrogation on weapons of more and more and destruction. When questioned, their reply is that they have no responsibility for its use. Atwood provides the imperative advice to those who govern the affairs of humanity that if proper review is not made in time, even the desperate remedies will not be able to avert the forthcoming desperate situa tions.The Copernican question is not who is responsible entirely what will happen to the Planet Earth, when such irreversible grim situations confront humanityin this particular story, the humanity itself is extinct so who is there to tell the story and also listen to the story To what a bleak situation this mad craze for unending research has brought the human race, the so-called crown of creation How the human beings are unable to know the real source of happiness? True happiness is not in reading more and more books, creating innovative materialistic objects.The products of mind related thinking can never be the permanent source of happiness. To achieve the state of bliss, an individual has to cross the barrier of mind, rather turn over it. Now the only surviving human being the Snowman, has the added responsibility of looking after a stem of humanoid creatures named the Crackers. His best friend Crake invented them and created such class of people. They are supposed to be i deal human beings. If only the individual who created such human being were to know the exact nature of ideal human beings Crakers are strange creatures, with no emotions, no desires, and no sex drive.They just procreate, as matter of automatic achievement. They are without any motivation. The concept of war is not known to these creatures, and this aspect seems to be the only level-headed point about them. Being strict vegetarians, they have no desire for meat. They are simple people, but the meaning of their simplicity is not amenable to human reason. The question is, why for these Crakers were created at all? An important conclusion is the mind-less craze for research mustinessiness stop. How to stop it and where to stop it, should be the concern of the leadership of the humanity.A popular protest to halt the undesirable and unhealthy growth of research that affects the human life must be on the top of the agenda. This aspect of research can be illustrated with an example. A n over the counter medication for diabetes claimsthe cure for diabetes is guaranteed with this medicine. But the side effects reported are, hypertension, night-blindness, hair fall, palpitation of the heart, with possible heart attack, gamey blood pressure, blisters etc. Further research is in progress as to how to avoid these side-effects.Is it not prudential to own the original disease, instead of extending a cordial invitation to so many side effects? So, this much about the world of research related to the medical world. So, the important question is why the world stop and why should it have ended thus. Due to the follies of the miniscule of minority of human beings, the majority had to face the last-ditch disastertotal extinction Atwood elucidates this aspect convincingly and indicates her deep concern for the real happiness of human beings, which is an attainable reality provided right type of efforts are made.Conclusion One must read this book one must re-read and ponde r over the contents. The points mentioned in the book are logical and the conclusions are frightening. only remember the atomic blasts done over Hiroshima and Nagasaki. That was the time when the research on atomic weapons was still in its infancy. What if some mad political authority should initiate triggering the push-buttons of these silent demons? There wont be a Snowman to collect the ashes of humanity perhaps Does the humanity deserve this? Perhaps not Are we taking action and thinking strongly to avert such a situation?Perhaps not Then who is to fiendish? Perhaps ourselves The science-community, especially the bio-engineering division, is taken to task by Atwood and her deep suspicions about the craze of unending research are absolutely right. So, the scientists you may cross the moon and beat the stars but probe and research you must the mysteries of a happy human heart ************************** References Cited Atwood, Margaret (Author) Book Oryx and Crake. Paperback 376 pages Publisher Anchor (March 30, 2004) expression English ISBN-10 0385721676 ISBN-13 978-0385721677

The Effects of Poverty on Teaching and Learning Essay Example for Free

The Effects of Poverty on Teaching and learn EssayTeachers need to insure how indigence can affect a student in the classroom. just about students who suffer from pauperism may come from homes with very young, single or let out educational level parents. Their parents may be unemployed, withstand substance abuse problems or generally may not be good role models. Students might live in dangerous neighbourhoods or suffer from homelessness. They might snuff it areas often their parents may deem had bad experiences with schools themselves and see schools as threatening institutions and do not shelter education. Perhaps they come from households where the parents are family orientated and loving, their only problem being lack of money. Teachers need to understand the family background to understand how to best assist the student. Teachers must be aware of the problems and difficulties poorer students face and make allowances and adjustments to the computer programme to pro vide them with relevant learning without detracting from other students needs.Pellino (2007) writes of the lack of confidence many a(prenominal) children of poor families have and how many see the curriculum as irrelevant to their lives. She suggests modifying the curriculum in interesting, simple ways that will have value to all students in the class. This may include doing work on the effect of poverty, getting involved in community projects such as soup kitchens or simply studying the question What is poverty? It is grievous that these activities be followed with both group discussion and individual reflection to help children think critically about their experiences (Chafel, 1997). A good education is often the only means of breaking the cycle of poverty for poor children therefore a teacher must provide a curriculum that is relevant and dispute to motivate students and increase their opportunity for higher education and greater opportunity in life.Many students from low soc io-economic households feel they have no choice or control over their destiny. They may be depressed, have a fear of failure or low expectations of their academic ability. An important task for teachers is to help students let conative attitudes (Pellino, 2007). These are a desire to improve their life and an understanding that it is indeed possible through the earth of goals, plans and perseverance. It may be beneficialto develop conative attitude exercises designed to help students identify what is important to them person-to-personly. Incorporating personal reflection in the curriculum may be beneficial (Pellino, 2007). This could include encouragement to write ledger entries imagining what they would do if time and money was no object (Waitley, 1996, cited by Huitt, 1999) and then reflecting back on a mission statement.Students from low income families often need help to develop self-efficacy and a desire to be proactive in their life (Baumeister, Bratslavsky, Muraven Tice, 1998 Emmons, 1986). These are traits that are often lacking in low achieving students, particularly those from poorer backgrounds (Huitt, 1999). It is important for teachers to develop lessons that result in success to show students that they are capable of altering outcomes and do not just accept what life throws at them (Pellino, 2007).I found Karen Pellinos paper to be extremely helpful. It is blanket(prenominal) and includes an extensive reference describe that directs the reader to a vast array of articles for further study.Reference listBaumeister, R., Bratslavsky, E., Muraven, M., Tice, D. (1998). Ego depletion Is the active self a limited resource? Journal of Personality and Social Psychology, 74(5), 1252-1265. Retrieved from CSA Illumina 14 June 2008.Chafel, J. (1997) Childrens Views of Poverty A Review of Research and Implications for Teaching, The Educational Forum, 614, 360 371. Accessed from Informaworld 15 June 2008 http//dx.doi.org/10.1080/00131729709335282Emmons , R. (1986). Personal strivings An approach to nature and subjective well-being. Journal of Personality and Social Psychology, 51, 1058-1068. Retrieved from CSA Illumina 14 June 2008.Huitt, W. 1999. Conation as an important factor of mind. Website for Valdosta State University, GA. http//chiron.valdosta.edu/whuitt/ crack/regsys/conation.html. Accessed 14June, 2008.Pellino, K. (2007). The Effects of Poverty on Teaching and Learning. Teachnology. Retrieved 14 June, 2008, from http//www.teach-nology.com/tutorials/teaching/poverty/print.htm.